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Table of Contents
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Gender Checklist: Urban Development and Housing
Project design
Specific components4
Design of infrastructure (e.g., water supply, waste management, hygiene, transport, and electricity facilities
and housing/shelters)
Actively involve beneficiary women and men in determining the number, location, and types of
urban facilities and services, and incorporate their various preferences. For example, where rel-evant:
- Consider a cost-effective public lighting system to make paths and streets safer for girls and women at night.
- Consider a community space that is freely accessible to both women and men.
- Where public transport is part of urban development, consider access points and schedules friendly to women. Where segregation is the
norm, consider a women-only means of transport.
- Where separation is the norm, consider creating separate spaces for men and women (e.g., women’s cars in trains, women-only buses,
women’s toilet spaces at bus terminals or train stations) (see box 1).
- Where there is a need for them, consider building shelters for battered women and children
(e.g., transit homes for trafficked girls, crèches for street children), or working women’s hostels.
Such facilities could be operated by private entities or by NGOs.
- Consider locating urban facilities (e.g., water taps, latrines) where they are easily accessible to women.
Actively involve beneficiary women and men in determining housing designs and locations and
incorporate their various preferences. For example:
- Avoid a housing design that would unnecessarily add to women’s domestic work (e.g., earth floors, overcrowding of different functions).
- Consider a housing design that will provide women with adequate space and facilities, such as workspaces, storage facilities, and lighting,
for home-based income-generating activities (see box 2). Zoning requirements may need to be considered in the process.
- Consider providing electrical outlets in cooking areas in low-cost housing to allow for the possible use of electrical appliances later on (this
may encourage families to save money for the purchase of labor-saving devices).
- Design simple house plans that could easily be expanded as household incomes grow.
- Consider housing locations where women have better access to water and hygiene facilities, transport, and security.
Use technology appropriate to women’s and men’s needs and management capabilities (e.g., water supply, latrines, drainage system), as well
as to local materials, traditions, and the envi-ronment.
Box 1: Bangladesh Third Rural Infrastructure Development Project, 1997: Addressing women’s needs in markets and shelters
CASE STUDY
The Third Rural Infrastructure Project in Bangladesh is a good example of how physical infrastructure designs can address women’s
special needs and their participation. The project involves the improvement of the infrastructure in small towns and rural areas en-compassing
feeder roads, bridges and culverts along rural roads, flash-flood ref-uges, and markets and ghats (boat landing facilities) in growth centers.
Among the many gender-specific features of the project design, the following
two aspects should be highlighted here:
Women’s corners (WCs) in growth-center markets
The project supports the construction of 279 WCs to promote the businesses of women traders. The specific locations of WCs in each market were decided by the
women themselves in consultation with the project authorities. Toilet and water facilities for women have also been built. Selection criteria and terms and conditions
for women traders who are eligible to use the space have been developed. Such criteria ensure that men do not use women’s names to get additional spaces in the WCs.
With the help of women’s NGOs, women vendors have been trained in shop management, trade licensing, taxes and tolls, and operation and maintenance of
facilities. Further, to ensure that there is enough demand for WC services, motivational activities targeted to women and girls as consumers are being carried out to
encourage them to use the WCs.
Women’s space at flash-flood refuges
Women have participated in the selection of sites and the design of the refuges. The refuge design took into account the identified need for private spaces and
toilets for women and for emergency medical-care facilities and services especially for pregnant women.
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Timing of UDH operations
To the extent possible, consider women’s needs in determining the service time and frequency of
urban services (e.g., time and frequency of water supply, solid waste collection, bus and train services).
Financing and credit mechanisms (see box 2)
Consider providing financial assistance through government-assisted, private-sector, and NGO financial
institutions that can reach poor women and men.
Hold consultations to ensure consideration of the preferences of men and women with respect to:
- financing arrangement (e.g., user fees, cash vs. in-kind or labor contribution)
- possible preferential treatment for very poor, female-headed, and other disadvantaged families
- the possibility of linking up with credit or community-based revolving funds for UDH (see box 2). The repayment schedules in such a credit
arrangement should consider the irregular earning patterns of the urban informal sector.
Consider allowing the use of personal goods (e.g., vendor licenses) to meet collateral requirements.
Women’s participation mechanism (see box 3)
Box 2: Assistance to community-based financing institutions
and NGOs in India: Meeting poor women’s demands for
decent shelter
CASE STUDY
India has a severe housing shortage: in the urban
sector alone, the demand-supply gap is about 17
million units. The slums prevalent in many Indian
cities manifest this fact. Slum dwellers are increasing
in numbers by about 9 percent to 10 percent each year. Women
and children are the most affected by poor living conditions such
as lack of shelter and basic services. In response, the government
has encouraged the establishment of market-oriented housing
finance institutions (HFIs) and poverty-targeting community-based
finance institutions (CFIs). There are also private housing
financing companies, which target middle-income households.
Moreover, NGOs and CBOs sometimes assist low-income communities
in organizing thrift and credit societies to provide finance
to the poor, usually women.
The Housing Finance Project in India (1997) supports all of
these diverse housing finance channels. It has tried to promote
onlending by HFIs to more community-based and poverty-targeting
CFIs and NGOs/CBOs. Another innovative approach is the so-called
“slum networking” in which a joint effort toward slum improvement
is made by government, private industries responsible
for environmental management in communities, and NGOs/
CBOs.
In Ahmedabad, for example, the government-assisted
Ahmedabad Municipal Corporation (AMC), nearby private industries
(such as a milling company), and the communities served
by NGOs/CBOs all contribute to the costs involved. The slums
were grouped into convenient packages, and consortiums of reputable
industries and NGOs were asked to bid for works on behalf
of the communities within the design framework established by
AMC. Slum communities are represented by neighborhood committees
or NGOs/CBOs or both. Before a slum becomes eligible
for improvement, each family must contribute Rs 2,100. If the
household does not have enough savings, credit is made available
from such financing NGOs as the Self-employed Women’s
Association (SEWA) Bank and Friends of Women’s World Banking.
As the community agents of such women’s microfinance institutions,
women from the low-income households play major roles
in mobilizing the resources from individual households.
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Employment
Ensure equal employment opportunities under the project for women and men (e.g., construction; manufacture of building materials; small- or
medium-scale waste collection, trading, or recycling enterprises)
Ensure that women and men who are running businesses in their homes are not placed at a disadvantage by zoning regulations.
To the extent possible, consider locating new housing developments close to markets or manufacturing centers or both, to give women and men
more employment opportunities
Eligibility considerations for housing applications
Set up a criterion that does not discriminate
against women and men with less stable jobs.
Otherwise, women, who are generally under-represented
in the formal employment sector,
may be disproportionately affected. Consider flexible
income calculations, such as including the irregular
incomes of all family members instead of
only the stable income of the head of the household.
An alternative would be to consider providing
low-income housing for these people.
Ensure eligibility for female-headed households
and couples in consensual unions.
Consider preferential eligibility criteria for poor,
disadvantaged, and female-headed households.
Where possible, consider quotas for them
Minimize paperwork and bureaucratic procedures
to encourage uneducated or illiterate women and
men to apply.
Box 3: Housing Finance Project in India, 1997: Support for home-based
female workers through shelter improvement and integrated poverty
reduction
CASE STUDY
The Housing Finance Project mentioned in box 2 also provides in-come-
generating opportunities for low-income women and men. It
adopts two approaches to this end. The “workshed-cum-shelter”
approach supports the poor, mainly women, who operate cottage
industries at home. Hand-loom or handicraft societies or corporations nominated
by the state provide subsidized funds for shelters or worksheds to their female and
male members. The state government provides the land for the shelters or
worksheds. To avoid the sale or rental of a given land title to a third party, the
project grants a tenure of at least ten years, which gives slum dwellers enough
time to find better housing and employment.
Another approach is the “productivity-cum-shelter,” whereby funds are provided
directly to low-income women to enable them to establish income-generating
activities outside their homes. As mentioned in box 2, innovative community-based
financing institutions such as the Self-employed Women’s Association (SEWA)
Bank are being tapped to encourage group lending for income generation. This is
especially important for women because families rarely acquire assets in the
name of women family members. The creation of assets such as shops, carts,
lands, or houses in women’s name is therefore crucial in empowering them, as is
the acquisition of capital, bank accounts, shares, and savings certificates. The
productivity-cum-shelter approach also supports the capacity building of borrowers
through skills development training, assistance in identifying sources of raw
materials, provision of better tools and equipment, and assistance in establishing
links to the market.
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Housing tenure considerations (see also box 3)
Encourage secure tenancy or ownership for both
women and men. Ownership or tenure rights
over the very long term also lead to spontaneous
upgrading. They stimulate the building of extensions
where women can operate small enterprises
and earn income.
When a new housing project is planned in the
periphery of the city, instead of relocating all the
poor households to the new site consider allowing
some of them to stay by granting land titles
to those with makeshift shelters (joint titles for
husbands and wives are recommended) and extending
services to the area. This poor could thus
come back to squat in the center of the city where
they used to live and where they have a source
of livelihood.
Information dissemination and marketing
strategies (see also footnote 2)
Direct specific hygiene environmental messages
to the relevant gender group, on the basis of
the gender division of labor. For example, if
women are responsible for disposing of solid
waste, information campaigns should be directed
to them and a special communication strategy
should be developed to reach them.
Where women are the target of information or
marketing campaigns, consider hiring female information
officers to reach them more effectively.
Consider tapping women’s NGOs/CBOs for information
dissemination and marketing companies
for marketing.
Training considerations
Where possible, consider combining training in other marketable skills with project-related construction
training (e.g. brick-laying, carpentry, welding, masonry, etc.) to provide further income-generating
opportunities.
Where possible, consider providing a monthly living
stipend to encourage the poorest groups to
participate in the training.
For housing development, consider training
women and men in legal matters regarding land
and property laws and regulations.
Provide gender-awareness training for all project
staff, male and female.
Train executing agency officials and project staff
in gender-sensitive M&E.
Consider working closely with NGOs/CBOs in
training beneficiary participants.
Overall project framework
Objective
Approach
Explore a pilot project approach, if there is not
enough experience in gender-responsive UDH
projects.
Determine the practical level of project area coverage,
on the basis of the assessed capacity of
the executing agencies and community participants.
Poverty reduction and women’s empowerment
Identify ways to link up with income-generation,
literacy, and other activities to support an integrated
approach to poverty reduction and
women’s empowerment (e.g., linking up with ongoing
or future microcredit projects, disseminating
information on available services, as project
components).
Staffing, scheduling, procurement, and budgeting
Consider women for project overseer positions.
Hire more female staff for the project office and,
to the extent possible, for the executing agency.
Conduct gender training for the service delivery
agent at all levels of the organization.
If appropriate, set a minimum percentage of female
laborers and prohibit the use of child laborers
in the civil works contract.
Where a community-based approach is adopted,
ensure adequate and flexible budgeting to allow
a “learning” approach (e.g., training budget,
consulting service budget for women’s organizations).
Box 4: Karnataka Urban Development and Coastal Environmental
Management Project in India, 1999: Focus on women’s participation
and poverty reduction
CASE STUDY
The Karnataka Urban Development and Coastal Environmental Management
Project, a comprehensive urban development project in
India, provides for specific measures to promote women’s participation
and combat poverty, for which women bear a disproportionate
burden.
It will invest in urban infrastructure and services required to meet basic human
needs and facilitate policy reforms to strengthen urban management in ten
urban towns in west Karnataka. The project has six components: (i) capacity
building for local government staff and community participation through a community
awareness and participation program (CAPP) and a slum improvement
program to reduce poverty; (ii) water supply rehabilitation and expansion; (iii)
urban environmental improvements through wastewater management, storm
water drainage, and solid waste management; (iv) street and bridge improvements;
(v) coastal environmental management; and (vi) project management
and logistical support.
The social assessment identified that women and children are especially adversely
affected by poor living conditions and poor access to basic urban facilities.
Women who are exposed to smoky and unsanitary conditions at home and have
low access to medical facilities bear an extra burden and are more prone to disease.
Children are highly vulnerable to water- and vector-borne diseases. Women
and girls in households without piped connections spend as much as one hour
collecting water.
Improved hygiene and sanitation through infrastructure investments in the project
is expected to greatly benefit women’s health and productivity. However, the project’s
benefits will not stop there. The CAPP component will allow women and men beneficiaries
to participate in project design, implementation, operation and maintenance
(O&M), and monitoring and evaluation (M&E) through awareness raising
and a feedback mechanism. This will be facilitated by a consortium of NGOs in
each district. The CAPP acknowledges that women’s representation in decision
making is crucial. A network of women decision-makers, involving female municipal
council chairpersons and female members of concerned municipal governments,
women’s NGOs, and female community representatives, will be formed
through the CAPP. The CAPP will also provide various training and awareness
activities, including women-in-development training.
Furthermore, poor women will benefit from the slum improvement program,
which will involve not only infrastructure improvement (e.g., potable water, sanitation,
drainage, adequate pathways) but also group savings and credit activities,
skills development and entrepreneurship training, and labor opportunities provided
by the project. To ensure that poor women get equal benefits, such activities
will be monitored by local NGOs and community-based organizations.
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Monitoring and evaluation
Develop M&E arrangements: (i) internal M&E by
project staff; (ii) external M&E by NGOs or consultants, as necessary; and (iii) participatory
monitoring by beneficiary men and women.
Disaggregate all relevant indicators by gender.
Suggested indicators:
- Level of UDH infrastructure use and awareness
among males and females, e.g., level of satisfaction,
level of awareness of technical package
chosen, patterns of use, access rates, extent
of service coverage, awareness of hygienic
practices, time saved in collecting/carrying
water
- Project sustainability, e.g., cost recovery, breakdown
rates, cleanliness of facilities, number of user groups and members (by gender), number
of meetings held
- Women’s empowerment, e.g., number of women
gaining access to credit, increase in women’s
income, career prospects for project-trained
women
Box 5: Bangladesh Secondary Towns Infrastructure Development Project II,
1995: Strategies for gender mainstreaming
CASE STUDY
The Secondary Towns Infrastructure Development Project II was a
comprehensive urban development project that supported the government’s
decentralization policy through the following components:
(i) rehabilitation of physical infrastructure (e.g., roads and bridges,
drainage, solid waste management, water supply, sanitation, town center development);
(ii) slum upgrading; (iii) pilot projects for low-income housing, land use
planning, and privatization of solid waste management; and (iv) institutional development
of a pourashava (urban municipality) support unit, the National Institute
of Local Government, and regional training centers in four model pourashavas.
Midway through project implementation, it became clear that women’s participation
was confined to the activities under the slum improvement component,
such as health, education, water supply, environmental training, group formation,
and income generation through credit provision. While the component has been
instrumental in flagging gender issues and women’s participation for the project
staff, gender as a cross-cutting concern was not mainstreamed into all the other
components.
With the assistance of ADB’s Resident Mission GAD Specialist, a project-specific
GAD action plan, which included gender mainstreaming activities, was developed
to rectify the course of the project and give it an appropriate gender focus beyond
a mere “women’s component.” Workshops and consultations between ADB and the
executing agency, the Local Government Engineering Department (LGED) of the
Ministry of Local Government Rural Development and Cooperatives, were held to
formulate the plan. The plan had the following features:
Institutional arrangement to support GAD mainstreaming: appointment of a
senior member of the consulting team as a GAD focal point to coordinate all
GAD activities, including the preparation of GAD guidelines for LGED
Support for GAD in local governance: advocacy for the establishment of gen-der
and environment committees within pourashavas to be chaired by women
ward commissioners; capacity building of women ward commissioners; and
recruitment of women as tax assessors, collectors, and officers
Infrastructure design modification: design of markets and bus terminals to
include facilities for women (e.g., waiting room, security measures, toilets,
booking counter)
Employment: advocacy to urge contractors to hire women construction workers,
and advocacy for the principle of equal wages for equal work between
men and women
Training for women: ward-based training of women and men beneficiaries
and women ward commissioners in the environment, sanitation, solid waste
management, health and hygiene, and the maintenance of pit latrines,
tubewells, and public toilets
Gender awareness training for senior project staff: training to increase
awareness of ADB’s GAD policy, the national policy for the development of
women, the government’s national action plan for GAD, and basic GAD
concepts
Gender-sensitive monitoring and evaluation: adoption of gender-disaggregated
indicators; redesign of the household survey questionnaire; updating of the
pourashava yearbook to rectify its gender focus
In addition, while the GAD action plan was being prepared, it was learned that
women ward commissioners in pourashavas did not have clear terms of reference
and that the recent local government reform bill had bypassed pourashavas. This
issue was taken up at a higher level between the government and ADB as a policy
dialogue issue.
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Documentation
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- This section draws on Woroniuk and Schalkwyk (1998), the Habitat II
Website (http://www.cedar.ybuvue.ac.at/habitat/gender/gender.html), and
various ADB project documents.
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