Catalog

Commercialization of Microfinance - Bangladesh

Written by Stephanie Charitonenko and S.M. Rahman

E-mail or fax the Publications Unit at + 632 636 2648 to order the printed version of this publication. Applicable shipping cost will be charged. View Document  Books, Periodicals, Studies, and Reports On-line edition: Free of Charge Hardcopy price: $10.00 ISBN: 971-561-419-1 Publication Date: September 2002 In stock

This study is one of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia.

This study adopts a comprehensive view of microfinance commercialization at two levels:

• at the level of microfinance institutions (MFIs)
• at the level of the microfinance industry.

It then provides a framework for understanding dynamic aspects of commercialization, and based on the framework, discusses progress toward and challenges to microfinance commercialization in Bangladesh. It also discusses the implications of commercialization and positive approaches to microfinance commercialization.

The study concludes that although the industry has made some progress, it "is far from reaching the potential benefits of microfinance commercialization. Until there is an adequate legal and regulatory framework and greater access to commercial sources of funds, there will be little incentive for MFIs to commercialize further. MFIs' growth will be limited and client savings will continue to be at risk."

56 pages

RELATED DOCUMENTS

Commercialization of Microfinance - Indonesia Commercialization of Microfinance - Philippines Commercialization of Microfinance - South and Southeast Asia Commercialization of Microfinance - Sri Lanka

View the document [ PDF: 521kb | 68 pages ]. To read, you need Acrobat.

Contents

---

Foreword, Acknowledgments, Abbreviations [ PDF: 117 kb | 7 pages ]

Executive Summary [ PDF: 113 kb | 8 pages ]

1. Introduction [ PDF: 131 kb | 7 pages ]

   Methodology and Organization of the Study
   Understanding “Commercialization” of Microfinance
   Social and Macroeconomic Environment

2. Progress Toward Microfinance Commercialization [ PDF: 185 kb | 13 pages ]

   Development of the Industry
   Commercialization of Microfinance Providers
   Commercialization of Funding Sources

3. Challenges to Microfinance Commercialization [ PDF: 166 kb | 10 pages ]

   Constraints to Microfinance Institution Commercialization
   Impediments in the Policy Environment
   Legal and Regulatory Weaknesses
   Grants and Soft Loans Hinder Commercialization

4. Implications of Microfinance Commercialization [ PDF: 150 kb | 8 pages ]

   Many Poor Households Could Remain Unserved
   Microfinance Institutions Might Target Women Less
   Average Microloan Sizes Will Likely Increase
   Interest Rates Could Keep Rising

5. Positive Approaches to Microfinance Commercialization [ PDF: 131 kb | 7 pages ]

   Roles of the Government
   Roles of Funding Agencies
   Roles of Microfinance Institutions
   Roles of Microfinance Support Institutions

References and Endnotes [ PDF: 112 kb | 8 pages ]