Catalog

Commercialization of Microfinance - Indonesia

Written by Ismah Afwan and Stephanie Charitonenko

The printed version of this publication is out of print. Please contact the Publications Unit for more information. View Document  Books, Periodicals, Studies, and Reports On-line edition: Free of Charge Hardcopy price: $10.00 ISBN: 971-561-506-06 Publication Date: November 2003 Out of Print

This study is the fourth of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia.

This report

• analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry
• explores the implications of commercialization and the remaining challenges to expanding outreach on a sustainable basis
• recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access of the poor to demand-driven, sustainable financial services.

RELATED DOCUMENTS

Commercialization of Microfinance - Bangladesh Commercialization of Microfinance - Philippines Commercialization of Microfinance - South and Southeast Asia Commercialization of Microfinance - Sri Lanka

View the document [ PDF: 516kb | 81 pages ]. To read, you need Acrobat.

Contents

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Foreword, Acknowledgments, Abbreviations [ PDF: 74 kb | 4 pages ]

Executive Summary [ PDF: 123 kb | 13 pages ]

1. Introduction [ PDF: 104 kb | 8 pages ]

   Methodology and Organization
   Framework for Analyzing Microfinance Commercialization
   National Context

2. Progress Toward Microfinance Commercialization [ PDF: 164 kb | 16 pages ]

   Historical Overview
   Evidence of Unmet Demand
   Total Supply
   Major Microfinance Institutions

3. Conduciveness of the Operating Environment [ PDF: 70 kb | 5 pages ]

   Enabling Policies
   Appropriate Legal and Regulatory Framework
   Existence of Key Support Institutions

4. Implications of Microfinance Commercialization [ PDF: 102 kb | 6 pages ]

   Commercialization Has Allowed Large-scale, Sustainable Outreach
   Commercialization Has Not Led to Significant Mission Drift
   Commercialization Has Not Yet Yielded Competition

5. Microfinance Commercialization Challenges [ PDF: 112 kb | 8 pages ]

   Constraints in the Operating Environment
   Internal Constraints

6. Positive Approaches to Microfinance Commercialization [ PDF: 78 kb | 6 pages ]

   Roles of the Government
   Roles of Funding Agencies
   Roles of Microfinance Institutions
   Roles of Key Support Institutions

References and Endnotes [ PDF: 94 kb | 12 pages ]