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Commercialization of Microfinance - Philippines

E-mail or fax the Publications Unit at + 632 636 2648 to order the printed version of this publication. Applicable shipping cost will be charged. View Document  Books, Periodicals, Studies, and Reports On-line edition: Free of Charge Hardcopy price: $10.00 ISBN: 971-561-490-6 Publication Date: May 2003 In stock

Commercialization of microfinance is an often-talked about but less well-understood concept. It is increasingly recognized that a commercial approach is necessary to achieve mass outreach in microfinance, not only in the Philippines but elsewhere as well.

This report

• analyzes the progress toward commercialization of the Philippines' heterogeneous microfinance industry
• explores the remaining challenges and implications for various types of stakeholders, including microfinance clients and practitioners, government officials, and funding agencies
• recommends positive approaches to the commercialization of microfinance while preserving the traditional social objective of microfinance institutions of expanding access by the poor to financial services

RELATED DOCUMENTS

Commercialization of Microfinance - Bangladesh Commercialization of Microfinance - Indonesia Commercialization of Microfinance - South and Southeast Asia Commercialization of Microfinance - Sri Lanka

View the document [ PDF: 517kb | 97 pages ]. To read, you need Acrobat.

Contents

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Foreword, Contents, Abbreviations [ PDF: 73 kb | 5 pages ]

Executive Summary [ PDF: 113 kb | 12 pages ]

1. Introduction [ PDF: 108 kb | 8 pages ]

   Methodology and Organization
   Framework for Analyzing Microfinance Commercialization
   National Context

2. Historical Development and Trends in Commercialization [ PDF: 185 kb | 13 pages ]

   Overview
   Rural Bank Development and Downscaling
   Cooperative Developemnt and Commercialization
   Development and Transformation of Microfinance NGOs
   New Market Entrants

3. Conduciveness of the Operating Environment [ PDF: 110 kb | 12 pages ]

   Enabling Policies and Programs
   Accommodating Legal Framework
   Supportive Regulation and Supervision
   Sources of Commercial Funds
   Existence of Key Support Institutions

4. Challenges to Microfinance Commercialization [ PDF: 77 kb | 5 pages ]

   Internal Constraints
   Constraints in the Operating Environment

5. Implications of Microfinance Commercialization [ PDF: 91 kb | 8 pages ]

   Increased Outreach and Competition
   Improved Efficiency
   Increased Access to Commercial Funds
   Expanded Array of Microfinance Products and Delivery Technologies
   Potential for Mission Drift

6. Positive Approaches to Microfinance Commercialization [ PDF: 73 kb | 6 pages ]

   Roles of Government
   Roles of Funding Agencies
   Roles of Microfinance Institutions
   Roles of Key Support Institutions

References, Annexes and Endnotes [ PDF: 120 kb | 16 pages ]