Catalog

Banking Laws and Regulations

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Contents

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Table of Contents, Appendices and Glossary of Abbreviations [ PDF: 260KB | 11 pages ]

1. Overview of the Report [ PDF: 239KB | 12 pages ]



1. Executive Summary
2. Legal Framework [ PDF: 504KB | 59 pages ]



1. Goals of Bank Regulation and Supervision
2. The PRC's Financial System
3. Issues in Regulating and Supervising Banks
4. Inconsistencies in the Existing Legal Framework
5. Recommendations for the Design of a Central Bank Law
6. Specific Issues and Recommendations
7. Epilogue on New Legislation
3. WTO Commitments and Compliance Issues [ PDF: 279KB | 31 pages ]



1. The Commitments and Compliance Issues
2. The PRC's Bank Capital Requirements and WTO Consistency
3. Qualifications of Applicants Establishing Banking Subsidiaries within the PRC
4. Asset-Pledge Requirements on Foreign Bank Branches
5. Ratio of Fixed Assets to Equity in Subsidiaries
6. The Ratio of RMB Assets in Capital to RMB Assets in Risk Assets
7. The Ratio of Foreign-Exchange Deposits to Total Foreign-Exchange Assets
8. Conditions for Establishing Branches
9. Application Period
10. Conditions to Operate in Local Currency
11. Form of Establishment
12. Single Law and Regulation for Foreign and PRC Banks
13. Other Obligations in the PRC's WTO Banking Commitments
14. Countervailing Considerations in Assessing National Treatment Issues
15. Conclusion
16. Epilogue on New Legislation
4. Credit Information Bureau Regulation [ PDF: 188KB | 19 pages ]



1. Credit Information Bureau Regulations
2. Survey of Treatment of Credit Bureaus in Other Countries
3. Conclusions and Recommendations
5. Anti-Money Laundering - General Analysis and Recommendations [ PDF: 201KB | 18 pages ]



1. Introduction
2. Background to the Money Laundering Problem
3. Current State of the Legal and Institutional Framework
4. Summary of Findings and Overall Assessment
6. Anti-Money Laundering - Supplementary Guide on Law Drafting [ PDF: 221KB | 20 pages ]



1. Introduction
2. Need to Amend Article 191 in the Criminal Law
3. Specific Comparison of Anti-Money Laundering Legislation
4. Recommendations on Amendment of Existing Laws
5. Basic Structure of an Anti-Money Laundering Law
6. Design of an Anti-Money Laundering Organization
7. Financial Conglomerates [ PDF: 345KB | 35 pages ]



1. Introduction
2. Summary Conclusions and Recommendations
3. PRC Law and Practice
4. Conglomerate Advantages and Disadvantages
5. International Regulatory Response
6. Bank Holding and Financial Holding Company Rules
7. Regulatory and Supervisory Revision
8. Conglomerate Laws
9. Institutional Relations
10. Conglomerate Comment
8. Bank Insolvencies [ PDF: 263KB | 29 pages ]



1. Introduction
2. Summary Conclusions and Recommendations
3. PRC Law and Practice
4. Insolvency and Bank Insolvency Procedures
5. Court and Administrative Based Systems
6. Policy Options
7. Support or Rescue Options
8. Supporting Statutory Provisions
9. Conclusion [ PDF: 47KB | 1 page ]

Appendices [ PDF: 4,157KB | 294 pages ]

1. Legal Framework - Tables of International Comparisons
2. WTO Commitments - Tables of International Comparisons
3. Credit Information Bureaus - Table of International Comparisons
4. Anti-Money Laundering - Table of International Comparisons
5. Anti-Money Laundering - Detailed Comments on Three Rules of March 2003
6. Financial Conglomerates - Supporting Discussion and Comparisons (no Chinese version)
7. Bank Insolvency - Supporting Discussion and Comparisons (no Chinese version)
8. Bank Insolvency - Table of International Comparisons
9. Summary of Ten Reference Markets' Treatment of Central Bank Law