Social Protection

Micro-and Area-Based Schemes

Micro-and area-based schemes provide the same sort of social protection to small-scale agriculture and the urban informal sector that more traditional, social insurance programs supply to the formal labor force.

These schemes address vulnerability at the community level, for instance

• microinsurance involves voluntary and contributory schemes for the community, handling small-scale cash flows to address major community risks
• agricultural insurance is a form of protection that could be available for farming communities to pool the risk of natural perils like storms, floods, droughts, plant pests, diseases, etc.
• community-based social funds have evolved as mechanisms to channel public resources to meet particularly pressing needs at the local level
• disaster preparedness and management is essential to assist communities in risk coping and mitigation

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Guidelines

• How ADB Prioritizes Vulnerabilities and Risks [ PDF: 93kb | 11 pages ]
• The Theoretical Background of Micro and Area-Based Schemes [ PDF: 2,100kb | 42 pages ]
• Drafting Projects with Micro-and Area-Based Schemes [ PDF: 1,067kb | 21 pages ]
• The Theoretical Background of Social Funds [ PDF: 1,570kb | 31 pages ]
• Drafting Projects with Social Funds Components [ PDF: 1,008kb | 20 pages ]
• Disaster Preparedness and Management [ PDF: 1,217kb | 22 pages ]

Resource Materials

• Resource Materials Workshop
• Introduction
• Micro-and Area-Based Schemes

Projects

See ADB Social Protection Projects, 1997-2003: Social Micro-and Area-Based Schemes for a list of ADB projects with social micro-and area-based schemes.