Learning Curves: Does Low-Income Housing Finance Help the Poor?

Date: March 2012
Type: Papers and Briefs
Evaluation; Finance; Urban development
Series: Learning Curves


This edition of Learning Curves summarizes an impact evaluation conducted on a low-income housing finance project in Sri Lanka. It finds that careful poverty analysis and proper selection criteria, as well as more pro-poor loan procedures and flexibility in the loan size, term, and use would enhance the inclusiveness and beneficial impacts of the project. The study also recommends that ADB improve the analysis and design of housing finance projects for better targeting and greater welfare impacts.