||The objective of the TA is to prepare a project to improve living conditions and quality of life of people in urban centers that is suitable for ADB financing. The ensuing project will contribute to the Government's 40,000 Housing Program and assist the Government to (i) provide sustainable and affordable infrastructure and services for urban residents, especially in ger areas; (ii) promote community participation in project preparation, implementation, and post-project operation and maintenance activities; (iii) increase opportunities for low income families to access housing loans; and (iv) improve urban planning and management and the capacity of government agencies to provide and operate urban services. The ensuing project (tentatively) will comprise three parts: Part A: Ger Area and New Site Development, Part B: Housing Development, and Part C: Institutional Development. For Part A of the ensuing project, based on an assessment of socio-economic conditions in urban centers and level of urban services delivery, the TA will (i) investigate alternative technologies of infrastructure (water supply, sanitation, solid waste management, heating, hot water supply, roads, and storm water drainage), considering environmental impacts, costs, and affordability; (ii) prepare indicative sub-project components for infrastructure provision; (iii) review the on-going pilot ger area neighborhoods restructuring that aims to introduce a grid-based circulation system and provide neighborhood financed and managed infrastructure and services, propose improvements, and prepare detailed guidelines; (iv) review the past and on-going in-fill housing area development schemes, propose improvements, and revise existing guidelines with emphasis on public-private partnership; (v) review the proposals for economic, infrastructure, and housing development prepared under the CDSs in Darkhan, Erdenet, Tsetserleg, Khovd, and Choibalsan, and prepare packages suitable for ADB financing. Feasibility studies in the sample urban centers will be conducted to (i) prepare preliminary engineering designs and cost estimates, (ii) assess financial and economic viability, (iii) assess environmental and social soundness, (iv) develop a project framework and implementation arrangements, and (v) establish a set of criteria and guidelines to select sub-projects to be proposed by interested local governments. For Part B of the ensuing project, based on experience under Loan 1847-MON: Housing Finance Sector Project and JFPR 9015-MON: Improving the Living Environment of the Poor in Ger Areas of Mongolia's Cities Project, the TA will (i) determine the optimum institutional relationship to deliver housing loans to low income families, (ii) estimate housing loan demand for low income families to purchase new plots, build or improve houses, and improve urban services, (iii) determine the optimum flow of funds to reach low income families, (iv) assess the affordability and effective cost recovery mechanism for low income housing loans, and (v) recommend long-term sustainable institutional set-up including establishment of an independent housing finance institution to deliver housing loans to all income groups. For Part C of the ensuing project, the TA will (i) review the revised planning, zoning, and building codes and standards, design a dissemination program, and propose effective measures for implementation; (ii) review the existing CDS reports and prepare a program to improve urban planning approaches through an expansion of the CDS approach; (iii) develop education and training programs for government agencies and local communities to increase awareness of public health, environmental improvement, and alternative technologies for urban infrastructure and services; (iv) develop capacity development plans for local Public Urban Service Organizations (PUSOs) that are responsible for provision and maintenance of urban infrastructure and services; and (v) develop a program to assist the establishment of an independent housing finance institution.