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Description

This study is the fourth of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia.

This report

• analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry
• explores the implications of commercialization and the remaining challenges to expanding outreach on a sustainable basis
• recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access of the poor to demand-driven, sustainable financial services.

Contents

• Foreword
• Acknowledgments
• Abbreviations
• Currency Equivalents and Notes
• Executive Summary
  •  Introduction
  • Progress toward Microfinance Commercialization
  • Conduciveness of the Operating Environment
  • Implications of Microfinance Commercialization
  • Microfinance Commercialization Challenges
  • Positive Approaches to Microfinance Commercialization
• References
• Annexes
• Endnotes