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Call for Papers: How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia

How Digital Innovation Can Help Small and Medium-Sized Enterprises Access Finance in Asia
Asian Development Bank Institute and National Credit Bureau
Bangkok, Thailand
29–30 October 2018

Small and medium-sized enterprises (SMEs) play a vital role in Asian economies and account for about 70% of the region’s workforce and GDP. To enhance productivity and ensure sustainable growth in Asia, it is vital to provide smooth financing to SMEs.

Traditionally, commercial banks have regarded loans to SMEs as too risky, with high transaction costs. However, new technologies including distributed ledger technology, cloud computing, and artificial intelligence, are becoming a means of offering faster, more convenient, and more cost-effective financial services. The digital innovation could help SMEs have easier access to finance through various routes.

The project will identify and develop ideas on how to utilize new technology for SME finance, and encourage financial institutions and investors to further develop credit risk analysis, increase finance, and encourage sustainable growth for SME sectors. The project will also explore how policy makers and market participants can maximize the benefits and mitigate potential risks arising from the new digital era. The Asian Development Bank Institute (ADBI) will publish a book on the impact of digital innovation on SME finance. The results will be of value to public and private sectors in Asia.

ADBI and the National Credit Bureau (NCB) are sponsoring a conference on digital innovation and SME finance to be held in Bangkok, Thailand, on 29–30 October 2018.

The conference aims to stimulate research among academic researchers and policy makers around the world. It will provide a framework for future analysis and monitoring to ensure growth of SME sectors and financial inclusion as innovations in financial services evolve.

ADBI will cover registration, flight, and hotel costs, plus a small lump-sum payment for one presenter of every accepted paper, who must be a citizen of an ADB member country. Papers presented at the conference will be considered for circulation as ADBI working papers, or for publication as part of a book.

We welcome paper submissions in any field related to digital innovation and SME finance, particularly those related to the following topics:

  • Big data, AI, and its implication on credit risk analysis of SMEs
  • New technology and its impact on trade finance, supply chain finance, and money transfers
  • Alternative funding tools, including crowdfunding and P2P lending for inclusive growth
  • Fintech challenges for financial regulation

Other topics related to the conference theme may be considered.

Authors are invited to submit full papers together with brief bios through this page. Please indicate if you would also like to submit your paper for inclusion in the ADBI book volume.


Paper submission deadline: 5 September 2018.

Papers will be selected by the organizing committee. Authors of selected papers will be notified by 20 September 2018.

Organizing Committee

  • Naoko Nemoto, Asian Development Bank Institute
  • Bihong Huang, Asian Development Bank Institute
  • Peter Morgan, Asian Development Bank Institute
  • Kiyotsugu Yoshihara, Kyoto University