Overview of ADB’s Flexible Loan Product for Sovereign and Sovereign-Guaranteed Borrowers

Business Guide | July 2023

This brochure presents the key features of Asian Development Bank Flexible Loan Product as well as basic terms and conditions to help the bank's sovereign and sovereign-guaranteed borrowers in making informed decisions.

The Flexible Loan Product is a market-based loan product that allows ADB's efficient intermediation on financially advantageous terms. It also provides transparent and market-based pricing and enables borrowers to tailor currencies and interest rate basis to suit project needs and external risk management strategies.