Asia Small and Medium-Sized Enterprise Monitor 2021: Volume III—Digitalizing Microfinance in Bangladesh: Findings from the Baseline Survey

Publication | April 2022

This volume focuses on the digitalization of microfinance in Bangladesh to help make finance more affordable for small businesses, and finds it to be a promising avenue for further exploration.

  • US$30.00 (paperback)

Micro, small, and medium-sized businesses provide much of the income in rural Bangladesh, but their growth is constrained by limited access to affordable finance. This volume reports on a 2021 baseline study carried out in Bangladesh to pilot a randomized controlled trial to determine whether a digitalized group-based credit scheme could be introduced at an affordable price. The findings provide justification for further study on the digitalization of microfinance.


  • Executive Summary
  • Introduction
  • Salient Features of Census, Household, and Village Sample
  • Defining MSMEs and Their Relevance to Meeting the Sustainable Development Goals
  • State of Microfinance and Microfinance Institutions
  • Microenterprise Access to Financial Services
  • Assessing the Impact of Financial Services on Microenterprise Productivity
  • Assessing the Impact of Microenterprise on Rural Income: Does Access to Microfinance Matter?
  • Mitigating Risk in Microenterprise Production and Rural Income
  • Conclusion
  • Appendix: Sample Design and Data Collection and Description

Additional Details

  • Economics
  • Finance sector development
  • Private sector development
  • Bangladesh
  • 108
  • 8.5 x 11
  • TCS220161-2
  • 978-92-9269-477-7 (print)
  • 978-92-9269-478-4 (electronic)
  • 978-92-9269-479-1 (ebook)

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