Digital Financial Services in the Pacific: Experiences and Regulatory Issues
Digital financial services (DFS) are an effective means of enhancing financial inclusion in the Pacific region. However, major challenges need to be addressed for it to become a viable payments channel.
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The challenging geography and poor infrastructure of many Pacific nations mean DFS is a particularly effective means of enhancing financial inclusion in the region. However, a number of major challenges, including the establishment of reliable agent networks and the building of sufficient consumer trust in DFS for it to become a viable payments channel. This report examines the current use of DFS in the Pacific, analyzes the issues that need to be addressed, and provides recommendations for increasing financial inclusion in the region.
About the publication
This publication was produced by the Pacific Private Sector Development Initiative, a regional technical assistance facility cofinanced by ADB, the Government of Australia, and the New Zealand government.
Contents
- Acknowledgments
- Abbreviations
- Introduction
- Implementing Digital Financial Services in the Pacific
- Financial Regulation of Digital Financial Services
- Recommendations
- Conclusion
- References
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