Rural Institutional Finance in Bangladesh and Nepal: Review and Agenda for Reforms

Publication | November 1993

This study covers the rural financing systems in Bangladesh and Nepal and presents a general framework to reform and strengthen these systems.

The two country studies—Bangladesh and Nepal—highlight problems endemic to many low-income DMCs and also identify a number of difficulties that seem to be able to assist effectively in the financial development of individual DMCs. This study looks at recent works and efforts in rural finance and endeavors to present the main ingredients of a general framework for reforming and strengthening rural financial systems.

Specifically, this study aims to (i) examine existing institutional financial structure and markets; (ii) evaluate socioeconomic and other constraints hindering the effectiveness of the existing system; (iii) indicate the policy reforms and external intervention necessary to establish adequate rural financial systems that will serve by-passed areas and groups; and (iv) recommends ways in which a multilateral financial institution such as ADB can help.


  • Foreword
  • The Purpose and Scope of the Study
  • Rural Finance in Bangladesh
  • Rural Finance in Nepal
  • The Rural Credit Environment
  • General Observations and Recommendations
  • Appendixes

Additional Details

  • Agriculture and natural resources
  • Bangladesh
  • Nepal


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