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Financial Inclusion and Microfinance

About 90% of the 180 million poor households in the region lack access to institutional financial services. Most formal financial institutions deny the poor their services because of perceived high risks, the high costs involved in small transactions, and the poor’s inability to provide marketable collateral for loans. Promotion of financial inclusion is a common developmental theme for most developing countries in Asia and the Pacific and is key to inclusive and balanced economic growth. Providing the poor with improved facilities to save and to have better access to credit and insurance helps them manage risk, build assets, increase income, and enjoy a better life.


  • Overview of Financial Inclusion, Regulation, and Education
    01 Sep 2016 | Publication

    Overview of Financial Inclusion, Regulation, and Education

    Over half the world’s unbanked adults live in Asia. How can they get more access to finance? Governments in emerging Asian economies need to take a practical and holistic approach.
  • Disaster-Resilient Microfinance: Learning from Communities Affected by Typhoon Haiyan
    05 May 2016 | Publication

    Disaster-Resilient Microfinance: Learning from Communities Affected by Typhoon Haiyan

    This analysis of the economic recovery of households in the Philippines badly affected by typhoon Haiyan (Yolanda) explores how microfinance can improve its role before and after such disasters hit.
  • Papua New Guinea: Microfinance Expansion Project
    25 Apr 2016 | Publication

    Papua New Guinea: Microfinance Expansion Project

    An ADB project in Papua New Guinea supports a financial literacy training program which will deliver financial education to more than 130,000 people in some of the most remote and inaccessible areas of the country by 2018.
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